Everything to manage credit — from onboarding to repayment.
Through a single dashboard, manage the entire customer credit lifecycle: screening, credit creation, repayment monitoring, automated collections, the Loan Market and reporting — with identity, credit intelligence and risk decisioning building on the same core.
Credit Management
Manage loans, credit facilities, installment plans, and payment agreements.
See it in actionSmart Collections
Automate repayment processes and improve collection efficiency.
See it in actionMulti-Source Repayment
Collect from multiple customer-authorized payment channels.
See it in actionBusiness Intelligence
Real-time insights into credit and collections performance.
See it in actionIdentity Verification
Approved NIA identity verification, tied to a permanent Orstra Customer ID.
Get updatesCredit Intelligence
Authorized credit-bureau data via XDS Data Ghana, source-attributed and purpose-limited.
Get updatesCredit & Risk Engine
Explainable, rules-based eligibility and risk decisioning from identity, credit data and lender criteria.
Get updatesBorrower portal
Your customers get their own repayment app.
Balances, schedules, receipts and channel authorizations — self-service, so your team stops fielding calls and starts closing books.
- Live balance and next due date
- Downloadable schedules & receipts
- Authorize bank and momo channels
- Raise and track disputes
