Where lenders and borrowers meet, on one platform.
A multi-lender marketplace built directly on Orstra's repayment infrastructure — every loan originated here flows automatically into the same schedule, collections and reporting your business already uses.
Borrowers reach the Loan Market two ways.
Smart Kiosk
A kiosk built for an ATM. An existing borrower verifies with their phone number and PIN — no website login needed — and gets an instant decision and funding on the spot.
Agent
A field agent helps borrowers register and apply for credit in person. Every agent works one of two ways:
Self-funded
The agent lends their own money to borrowers and earns interest on it.
Commission
Orstra funds the loans the agent originates, and the agent earns a commission.
No single lender
Products come from registered, verified lender businesses — not one fixed provider.
Verified before activation
Every lender is confirmed by phone and verified before their products go live.
One repayment engine
Accepted offers become real loans with schedules, reminders and collections already built in.
Access, not just credit
A trader restocking her shop shouldn't need to know a lender personally.
The Loan Market puts real, verified lenders in front of her instead — she applies from her phone, hears back with real terms, and repays through the same trusted rails as everyone else on Orstra.
For borrowers
Apply once, hear back from a real lender.
Browse eligible products
See loan products from registered lenders — amount range, rate, term and repayment frequency, up front.
Apply in minutes
Pick an amount and term, upload anything the product requires, and submit.
Get a decision & offer
The lender reviews your application and sends a formal offer with final terms.
Accept & get funded
Accept the offer and your loan is created instantly, with a full repayment schedule ready in your portal.
For lenders
Originate through the marketplace, collect through Orstra Core.
Already an Orstra repayment client? The Loan Market is a module you activate on your existing login — no second account, no separate dashboard.
Register your business
Submit your business details — no account is created until your business is verified.
Confirmation & verification
Our team calls to confirm your details and verifies your business before activation.
Publish loan products
Set your own amount ranges, rates, terms, repayment frequency and eligibility rules.
Review & fund applications
Approve, decline or send a counter-offer — accepted loans flow straight into your existing repayment and collections dashboard.